Madison
History, charm and wonderful place to live. Madison, known as the Rose City is located in Morris County and occupies 4.1 square miles with a population of over 16,000. Named after the 4th President of the United States, European settlers arrived as early as 1715 and the Borough was incorporated in 1889.
Strong school system and several colleges.
Madison has its own special character generated by an ethnically diverse population, wide range of housing types and the influence of its three local academic institutions: Drew University, Farleigh Dickinson University and The College of St. Elizabeth's. It boasts a strong public school system and many cultural opportunities not generally found in towns of its size including Drew's Shakespearean Theatre.
Great local shops and convenient to NYC.
In addition Madison has over 100 acres of parks and public lands for recreational use and is home to several US corporations in the Giralda Farms Complex. Downtown Madison offers numerous diversified specialty shops, fine restaurants and New York City is easily reached by train, bus, or convenient local highways.
Please see the official township website for more general information. Chatham
This Township and Borough are loaded with history.
Named in 2005 by Money Magazine as one of the "Top Ten Places to Live in the US", 'The Chathams', named for William Pitt, the Earl of Chatham, are located 25 miles west of New York City in Morris County.
The Chathams were divided into Chatham Borough and Chatham Township in the late 1880’s. Chatham Borough occupies approximately 2.4 square miles with more than 8,000 residents and boasts an active downtown area including charming shops and award winning restaurants. Chatham Township, once known as a farming community, covers approximately 9.2 square miles and is home to over 10,000 residents.
Charm, resources and convenience.
The Chathams offer many fine homes, Victorians, Colonials, Ranches as well as garden apartments and condominiums. The Chathams have separate municipal governance's but also share meaningful resources, such as a highly ranked Regional school system and newly expanded library. Chatham's convenience to Route 24, as well as train and bus service to New York’s Midtown and Downtown areas makes it a desirable home for many commuters.
Please see the official township website for more general information. Westfield
Westfield, (Union County) New Jersey, is an attractive suburban community located approximately 25 miles southwest of New York City. Its 29,460 residents (2000 census) enjoy living in a small town environment that offers many diverse cultural, recreational, educational, and social activities.
Interesting history.
The area was settled in the late 17th century as part of the Elizabethtown Tract. Westfield was originally formed as a township on January 27, 1794, from portions of Elizabeth Township, while the area was still part of Essex County, and was incorporated as a one of New Jersey's first 104 townships by an Act of the New Jersey Legislature on February 21, 1798. It became part of the newly-formed Union County on March 19, 1857. The Town of Westfield was incorporated on March 4, 1903, replacing Westfield Township. Barely two weeks later, the Borough of Garwood was created from portions of Westfield and Cranford Township, on March 19, 1903.
Key links for Westfield.
Local Organizations
Local Publications
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Where is the world's oldest pyramid?
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| A |
The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons. |
 See More Real Estate Trivia > |
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