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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-900-0337.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Elizabeth Winterbottom is one of The Top Selling Real Estate Experts™
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Welcome, I’m glad you found me…  My goal: work with you from start to finish to ensure that the process of completing your real estate transaction is both successful and as stress free. I never forget that buying a home is the largest purchase most people will ever make. Once I ascertain your needs, I will help you complete your transaction smoothly while saving you as much time and money as possible. This level of service, in spite of today's complexities, requires the utmost in professionalism, knowledge, dedication and confidentiality. My satisfaction comes from clients who have found a place to call home as a direct result of my hard work and positive attitude. Embracing these attributes as a realtor is why my clients come back to me with repeat business and also refer me to their family and friends and neighbors. The towns I specialize in are: Short Hills, Millburn, Maplewood, South Orange, Summit, Madison, Chatham and Westfield (and the New Jersey shore). Email me today, I look forward to working with you. - Elizabeth Winterbottom |  | | | | |
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
What is the most unusual maintenance project done once each year in the United States?
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| A |
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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